←Back to the journey

2024 — 2025 · Zeta

Product Manager

Joined to work on EMIs and lending, then took on secured credit cards for customers the bank couldn't approve otherwise, and platform products for the teams behind the card.

80%

of earlier-terminated applications given an FD option

6x

faster ticket resolution for CS (0→1 workbench)

Projects

02 filed · Zeta

01Credit

Insight

  • ~60% of application forms submitted couldn't be approved for an unsecured credit card by the bank.
  • Mostly due to low or no credit scores, particularly among students, homemakers and retired customers.

Action

  • Built a secured credit card application as an alternate option for these customers.
  • Led and scaled the entire initiative from 0 to 10.

Outcome

  • 80% of applications terminated earlier were given an FD-creation option.
  • Brought XX Cr+ in revenue for the bank.
02Internal tools

Insight

  • CS was spending an exorbitant amount of time resolving customer-detail and application-stage queries.
  • They relied on tools like MoEngage to dig into the journey, and most agents weren't very adept at using it.

Action

  • Pitched the problem to client leadership and got their buy-in.
  • Built a platform workbench from 0 to 1 to solve it for CS.

Outcome

  • CS could resolve tickets 6x faster.